Best Payment Gateway in Nepal for Developers | CityPay

Best Payment Gateway in Nepal for Developers

Nepal’s digital economy is growing rapidly, and businesses increasingly need a reliable payment gateway in Nepal to handle online transactions securely and efficiently. CityPay, the merchant payment gateway from CityWallet, is built specifically for developers, startups, SaaS platforms, and digital businesses that require a payment solution that is fast to integrate, secure by design, and ready to scale. Backed by a licensed financial ecosystem and integrated with major national payment networks, CityPay makes it easier than ever to launch and manage digital payments in Nepal.

What Is CityPay?

CityPay is the merchant payment gateway from CityWallet, an NRB-licensed digital wallet connected to Nepal’s largest payment networks including Fonepay, NepalPay, and Smart QR. CityPay enables businesses to accept payments online through a simple and developer-friendly integration.

The platform is designed for:

• Startups launching digital products
• SaaS platforms onboarding merchants
• Developers building payment-enabled applications
• E-commerce platforms processing online payments
• Remittance and payout platforms operating within Nepal’s financial ecosystem

With a lightweight API and fast onboarding, CityPay helps businesses go live quickly without complex setup.

A Payment Flow Built for Speed

CityPay is designed around simplicity and clarity.

The checkout experience follows three straightforward steps:

1. Create the order through the API
2. Redirect the customer to the hosted payment page
3. Receive an automatic callback once payment is complete

This simple flow eliminates complicated state management and ensures your system always knows exactly what is happening during a transaction. CityPay also provides a dedicated StatusCheck API that allows developers to verify the real-time status of any payment before fulfilling an order.

Each transaction returns one of three clear states:

• Success
• Pending
• Failed

Every successful payment includes a unique reference ID, making reconciliation and financial reporting simple for finance teams.

Security You Can Rely On

Security is essential for any payment gateway. Every payment request sent through CityPay is protected by SHA256 signature verification. This security layer generates a signature from transaction details combined with a merchant’s secret key, ensuring that every request is authenticated and tamper-proof before reaching the payment page. In addition, CityPay uses Basic Authentication at the API level, ensuring that only verified merchant credentials can initiate transactions. Together, these security layers allow businesses to process payments with confidence.

Lightweight and Developer-Friendly Integration

CityPay uses a lightweight HTTP-based API that works with any modern tech stack.

There are:

• No proprietary SDKs
• No complicated setup
• No architectural limitations

If your team has integrated a REST API before, CityPay will feel familiar.

The platform supports both:

• Server-to-server payments
• Tokenized transactions

This flexibility allows developers to build everything from simple checkout flows to advanced automated payment systems.

Built for Automation and Modern Platforms

CityPay also supports automation integrations through workflow triggers and external system actions.

Payments can automatically trigger downstream events such as:

• Order confirmations
• Database updates
• CRM synchronization
• Third-party platform notifications

This reduces development overhead and allows teams to build efficient automated payment workflows.

One Integration. All of Nepal’s Payment Network.

One of the biggest advantages of CityPay is network interoperability.

A single integration provides access to multiple payment networks including:

• Fonepay
• NepalPay
• Smart QR

This allows customers to pay using their preferred method without businesses building separate integrations for each network. Through these networks, businesses gain access to more than 1.7 million payment points across Nepal. CityWallet’s infrastructure also supports remittance and payout platforms operating within the regulated ecosystem governed by Nepal Rastra Bank.

Fast Merchant Onboarding

Merchant onboarding is often one of the biggest challenges when launching digital payments. CityPay simplifies the process.

Businesses can:

• Receive merchant credentials quickly
• Integrate the API
• Go live without weeks of paperwork or approvals

This makes CityPay particularly valuable for startups launching new products or SaaS platforms onboarding merchants at scale.

Who Is CityPay Built For?

CityPay is designed for businesses and developers that require a flexible and reliable payment gateway in Nepal.

It is ideal for:

• Startups
  Building digital products that require payment infrastructure.
• SaaS Platforms
  Platforms onboarding merchants and processing payments.
• Payment Orchestration Platforms
  Companies managing payments across multiple merchants.
• Developer Platforms and SDK Integrations
  Teams building programmable payment tools.
• Remittance and Payout Applications
  Platforms operating within Nepal’s regulated financial system.

Trusted, Licensed, and Built for Nepal

Every transaction processed through CityPay is backed by CityWallet’s license from Nepal Rastra Bank.
For businesses, this means working with a regulated and compliant financial institution.
For developers, it ensures long-term reliability and stability when building payment-based platforms.

The Bottom Line

Choosing the right payment gateway in Nepal directly affects how fast you launch, how smoothly your platform scales, and how much customers trust your product.

CityPay delivers:

• A developer-friendly API
• Secure SHA256 transaction verification
• Real-time payment status tracking
• Automation-ready integrations
• Interoperability across Nepal’s payment networks
• Fast merchant onboarding
• NRB-backed compliance

All within one unified platform.

Get Started with CityPay

If you’re building a platform, launching an online service, or scaling a digital business in Nepal, CityPay provides the infrastructure you need to accept payments confidently. Visit citywallet.com.np to sign up or contact the CityWallet team and start integrating Nepal’s most developer-friendly payment gateway today.