FAQ - Frequently Asked Questions

Our FAQ section is designed to provide clear and comprehensive answers to common questions about City, your trusted digital wallet app. Here, you will find detailed information on account setup, transaction troubleshooting, fee structures, and our robust security features. Our goal is to ensure a seamless experience for all users by promptly addressing any concerns. The FAQ section also offers guidance on utilizing various services, such as remittances, bill payments, and cash back rewards. Should you require further assistance, our dedicated customer support team is always available to help.

How do I get regsitered in CityPay ?

- Personal Information: Your name, email address, phone number, and other identifying information when you create an account.

- Transaction Information: Details about your transactions using City Wallet, including the date, time, amount, recipient's information, and transaction history.

- Location Information: We may collect your precise location information if you enable location services for the App. This information is used to provide location-based services such as finding nearby merchants.

- Device Information: Information about your mobile device, including its operating system, device type, and unique device identifiers.

- Usage Information: Information about how you use the App, such as your interactions with features, content, and other users.


Are there any charges applicable in using CityPay services?

Providing and maintaining the Services. Processing transactions and providing customer support. Personalizing and improving the App's functionality and user experience. Communicating with you about your account, updates, and promotional offers. Investigating and preventing fraudulent or unauthorized activity. Complying with legal and regulatory requirements.


User status

Generally, in CityPay, we have user status as verified and unverified and can be seen on your profile.


Unverified status:

It means your CityPay account is missing the detailed information (KYC details) and verification documents (Citizenship/license/passport/voter’s ID card).


Verified status:


· It means you have filled in all the required KYC details and documents. Hence, you can enjoy all the services of CityPay having limitations as it is. · Make bank transfer. · Make Western Union pick up. Being a verified user, you can perform all the transactions. Hence, if you have not filled the details yet, login to your CityPay ID, visit to profile, and fill the KYC details to enjoy the benefit of the unlimited transactions


2 FA Authentication security system


What is 2FA (Two-Factor Authentication) about. 2FA (Two-Factor Authentication) Add an extra layer of security to Our city wallet agent’s and customers, account by not just requiring a password and Username, but also 2FA will give more  security,as agent and customers will Only get access from their physical devices ,which makes much harder to 3rd part app or website and hackers to track your system or Access your Account.


OBJECTIVES OF 2 FA


Two-factor authentication (2FA) adds an extra layer of security to our city wallet agent and customers accounts by requiring two forms of identification before granting access. Here's how our city wallet customers and agent can use can use it:


1. Choose an Authenticator App:

You can use an authenticator app like Google Authenticator, Authy, or Microsoft Authenticator. These apps generate a new code every few seconds, which you use along with your password to log in.


2. Enable 2FA on Your Account:


Go to the security or account settings of the online service you want to protect. Look for the option to enable two-factor authentication. Select the option to use an authenticator app. Scan the QR code displayed on the screen with your authenticator app, or manually enter the code provided.


3. Verify Your Setup:

After adding the account to your authenticator app, you'll usually see a six-digit code. Enter this code into the website or service where you're setting up 2FA to verify the setup.


4. Save Backup Codes (if provided):

Some services provide backup codes that you can use if you lose access to your authenticator app. Make sure to save these in a safe place.


5. Use 2FA:


Whenever you log in to the protected account, enter your username and password as usual. Open your authenticator app to get the current code and enter it when prompted. Once the code is verified, you'll gain access to your account.


6. Keep Your Recovery Options Secure:

Ensure that the recovery options for your account are secure, such as backup email addresses or phone numbers, to regain access if you lose your device or are unable to use the authenticator app.


7. Extra Layer of security:

Remember, 2FA adds an extra layer of security, but it's still important to use strong, unique passwords and keep your devices secure.


8. Contact Us If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at 01-5970225 By using the City Wallet App and Services, you agree to the terms outlined in this Privacy Policy.


9. Data Deletion Request We respect your privacy and are committed to protecting your personal data. If you would like to request the deletion of your personal data associated with our app, please follow the steps below:

How to Request Data Deletion
1. Send an Email: Please send an email to citywallet@ctxpress.com with the subject line "Data Deletion Request."
2. Include the Following Information:
* Your full name
* Your mobile used to register with our app
* A brief description of your request
3. Verification Process: For security purposes, we may need to verify your identity before processing your request. Please be prepared to provide additional information if necessary.
What Happens Next
Once we receive your request, we will:
* Confirm receipt of your request and begin the verification process.
* Review and process your request within 5 business days.
* Notify you once your data has been deleted or provide you with additional information if we cannot delete certain data for legal or other reasons.


How to add Branches on Agent onboard?

You can send a letter from your main office mentioning your branch details to our system support.


How would we know if bank transaction is success or fail?

First of all, you should check transaction history , and click on withdraw wallet and see transaction status.


Bank transaction status shows pending on system which pending status have been already credited which seems really confusing.

Unless the status of transaction isn’t changed into success, don’t send another transaction.


How to print the receipt?

After the transaction is completed , you will see the print option on the top of right hand side of the screen.


How do I load money in City Pay Wallet?

You can easily load money from Connect ips, Mobile banking, E-banking, ATM/ Debit/ Credit/ SCT cards.


Whom to contact on emergency ?

You can contact our system support on emergency. They are available 7 days of the week. You can check our website for contact details.